Invest in real estate while helping your community
Learn the ethical approach to real estate investing that benefits both you and those around you
There’s more to real estate than sketchy flips and squeezing tenants
You’ve probably come across some “gurus” preaching nauseating investment advice.
We recently heard one tell people to keep an eye on local obituaries. His advice was that people could buy the home of recently deceased grandparents for cheap off of their grieving children, paint over any mold, and sell it for a quick profit.
Or then there was the one advising landlords to squeeze tenants for every possible dime, evict those who can’t afford it, and cut corners on repairs. He even recommended someone evict a tenant who couldn’t afford the rent due to cancer treatments.
With loudmouth people like them around, it’s no surprise that real estate investing gets a bad rep.
Cancer patient evicted from home of 25 years despite paying the rent
These kinds of heartless evictions should be illegal
5 Key principles of ethical real estate investing
If you’re reading this you’re probably skeptical that real estate can really be a moral way to make money.
So, let’s start by laying out some goals that you will hopefully agree with:
Help people escape the rent trap
Too many hard workers are stuck giving their salary away as rent, so we want you to give them an affordable step onto the property ladder.
Help people escape the rent trap
Too many hard workers are stuck giving their salary away as rent, so we want you to give them an affordable step onto the property ladder.
Create more affordable housing
New homes haven’t been built as fast as required, especially on the cheaper end, so investment should help close that gap.
Create more affordable housing
New homes haven’t been built as fast as required, especially on the cheaper end, so investment should help close that gap.
Provide a quality home
It may not be a 5,000 ft dreamhouse, but any residence should still be fitted out to a high standard in terms of appliances and build quality.
Provide a quality home
It may not be a 5,000 ft dreamhouse, but any residence should still be fitted out to a high standard in terms of appliances and build quality.
Tenants should feel secure
Evictions should be avoided as much as possible, with tenants feeling secure that they can rent a property as long as necessary.
Tenants should feel secure
Evictions should be avoided as much as possible, with tenants feeling secure that they can rent a property as long as necessary.
Protect our senior citizens
20 million baby boomers retired in 2020, but on average they only have $100k in their pension so we should ensure they have a secure home.
Protect our senior citizens
20 million baby boomers retired in 2020, but on average they only have $100k in their pension so we should ensure they have a secure home.
These are the principles that we follow at Infinity Investing, so let’s look at options for investing with those principles in mind.
The vanilla option
Buying and renting out a few apartments
When people think of ethical real estate, they usually think of the Nice Landlord Strategy.
This is legitimate and there’s certainly nothing wrong with it.
Lots of folk have taken out a mortgage on one or two properties, trying their best to be nice landlords to a few tenants.
They might grudgingly raise the rents occasionally to cover rising mortgage rates, making a marginal short-term profit in the hope that the property goes up in value.
The vanilla option ticks the box for our ethical investing principles, but with a minimal ROI.
So, let’s explore other options!
A smart option
Providing a low-income start to the housing ladder
One of our most popular investment strategies involves upgrading mobile homes.
Mobile homes are stigmatized, they’re not a cool option. But, they do offer a cheap way for someone to stop pouring out most of their income into rent, and there’s more to mobile homes than run-down trailer parks.
One of our clients bought a trailer for $5,500 and spent $18,0000 upgrading everything, using a hard money loan. It had a new furnace, efficient hot water heater, attractive units, the works. They turned it into a small but high quality home.
He knew a good guy, the facilities manager at his gym. He was approaching his 40s, still stuck renting a house for his wife and kid.
He offered the facilities manager the mobile home on a rent-to-buy arrangement. This means that after 12 months of renting, their lease rolled into financing with that 12 months serving as the downpayment.
The family got a home for $39,000 that they now own, giving them the ability to start saving for a forever home. Meanwhile, the client made a healthy profit of $15,000.
Starting with under $10,000, even as little as $2,000
You might have read the above example and thought “but I don’t have $50k to invest.” That’s where loans come into it.
There are many options, such as recourse loans, seller financing, ‘subject to’, and hard money loans.
For example, hard money loans are a form of short-term lending, charging you around 1 to 2% interest a month. That means if you take out a $50k loan like in the story above and take six months to pay it off, you will have to pay back $56k, leaving you a healthy profit on the sale.
There are various details involved in each option, but they aren’t particularly complicated. We have a seminar in the Client Portal explaining each one.
(More on that in a bit)
“But aren’t we entering a recession?”
We hear this question a lot, so I want to take a moment to address it. First, take a look at this graph.
In the years leading to the housing crash, we were building millions more new houses than necessary. The build rate was overinflated to do sketchy lending, which all fell apart in 2008.
Now since then, the build rate hasn’t kept up with demand from factors such as population growth.
The US is around 4 million homes behind what is needed to house the population. It’s this simple fact that means housing is a safe investment, even with the overall economy being in poor health.
It is also why we promote strategies focused on affordable housing.
Most of the current houses being built are for wealthy families. There are barely any starter homes being built. So while building a fancy 5,000 sqaure foot home for $150/ft is appealing, small manufactured homes that cost $70/ft will better serve people struggling with housing.
Multiply your capital in a single investment
Let’s look at the breakdown for another mobile home refurbishment.
A client purchased a mobile home for $9,000 and spent $31,000 on renovations. They then sold it six months later for $64,000.
It is a typical result. We are consistently seeing our students make from $200/hr to $1000/hour implementing our investment strategies.
Why we think real estate is a better bet during this upcoming recession
You have probably heard people discussing whether to invest in stocks versus housing.
This comparison is only valid if you’re going the vanilla option of buying property to hope the value gradually increases over twenty years.
Passively holding onto property is a losing game
And if you think stocks are a better investment than buy-and-hold property, then that’s certainly been before the pandemic. Index funds have shot up in comparison to housing prices.
But, there are two issues with this comparison
1) Stock market growth is starting to slow
We are entering into a recession, which means an era of money tightening. Meanwhile, the Fed has stopped buying junk corporate debt, which combined with higher rates means many companies that rely on debt to function will lay off staff, shrink, or go out of business.
So you can keep all of your savings in stocks, but don’t expect the honeymoon period we had in the 2010s.
2) Active real estate creates huge short term gains
The other key difference is we’re not teaching you to passively sit on property. By putting a small amount of work into each property and leveraging efficient loans, you should expect to multiply your money in a short timeframe.
It is closer to starting a business, where you expect revenue to multiply in a matter of months, not creep up a few percent per year.
So you could go the safe route and put your money in an index tracker fund. But it is leagues behind the returns from active real estate investing.
Breaking down all the core concepts of real estate investing
Real estate investing isn’t rocket science, it’s just a collection of simple principles. But, it does take some time to learn all the ins-and-outs.
It’s like many other skills. Take cooking for example – many of the concepts are simple, you just need to spend the time to learn how to use different techniques, to season dishes, and to efficiently chop vegetables.
Real estate is the same. It’s all fairly simple, you just need to work through the different concepts such as:
- What investing strategy best fits your goals and financial situation (flips vs wholesaling vs mobile homes)
- How to buy property without traditional home loans and with other people’s money
- How to find GREAT deals on properties that aren’t publicly listed
- How to plan and manage a cost-effective renovation
- How to implement cost-effective property management (either yourself or outsourced)
- When to buy properties at foreclosure auctions or tax sales (which are on the rise now Covid related assistance has ended)
You could try and learn these various elements from whatever Tiktok happens to recommend, but we would recommend a thought-out course instead.
Access all of Infinity Investing’s online courses for only $29.99/month
Infinity Investing’s courses, coaching, events, and trading rooms are the result of 20+ years of work at our tax and law firm, Anderson Business Advisors.
After doing thousands of returns for high net worth individuals, we noticed a pattern. Every one of our wealthy clients was investing in certain types of real estate and stocks…They only invested in assets that made them money and brought in cash, each and every month.
All of that knowledge is now collected in the online Client Portal. It is a collection of our best videos, detailing all the ins-and-outs of successful real estate investing.
Now we are sharing it for only $29.99/month.
For a small fee, you can learn the strategies our clients use to generate thousands of dollars a year in profits.
You get access to dozens of hours of dedicated training and seminar recordings. They cover all the key details such as short term rentals, flipping houses, tax lien sales, property management, and of course, basic classes to bring you up to speed on the whole industry.
Plus, each week you get to join a live call where you can ask any questions you might have.
Worried there’s a catch?
Good. As an investor, you should think about risks.
And you’re right, we’re selling this at a marginal price that just about covers our costs.
We help thousands of investors with the logistics, bureaucracy, and legal paperwork for their investments. We’re hoping that you use this knowledge to start your own investments, and use us as your partner in doing so.
If after learning the material you decide you would like in-person help, you can always upgrade your membership and attend one of the Alpine Summits. Or if you decide “Hey, this all sounds great but I don’t feel like spending the time to source deals, and manage properties” – we offer our Infinity 360 Pro members access to our syndications.
Our hope is that you stick with Infinity Investing after going through the courses, but you are under no obligation to do so.
Meet your instructoR
Toby Mathis, Esq.
Attorney, Infinity Investing Founder
Toby is a founder of Infinity Investing and Anderson Business Advisors, one of the most successful law, tax, and estate planning companies in the United States.
Toby’s latest book, Infinity Investing, published by Forbes, is the foundation for the training and tools found in our membership programs.
Meet your instructor
Aaron Adams
CEO of Alpine Property Management
Aaron is the founder of Team Alpine and has decades of experience in multiple real estate strategies.
What makes Aaron Adam’s training different is how he teaches from experience and doesn’t focus on just one type of real estate investing. With over 2,000 doors under management, Aaron and his team will share the real-world reality of what to do and not do when investing in real estate.
WHAT OTHERS ARE SAYING?
Al Barnes
“The ability to network with the tribe, with the Infinity communities is beginning to show itself… we’re actually doing something.”
“I have met what I consider now some of my best friends as part of infinity. You know, we have a joint interest of real estate investing, but truly, now I connect with a lot of these folks”
“You really got to trust the company to be able to, you know, make that leap. So the when I met Aaron and his team, I just thought that’s it. You know, these guys are good.”
If for any reason you aren’t satisfied with the Infinity Investing portal, drop us a message and we’ll give you a full refund, no questions asked.
Start your investment journey for $29.99/month
Come join our students in learning how to help provide happy homes while also turning a healthy profit.
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